When buying a property, knowledge is power! The more you know about the process and all that it entails, the more rewarding the experience. Best of all, when you’re the buyer, working with a Real Estate agent is FREE!! Real Estate commissions are collected from the seller during the transaction, and here at Century21city.ca we will never collect any fees whatsoever from the buyer. Contact an agent today for more information.

1. Your Home, Your Nest Egg

A home/condo is the single largest investment most people will ever make. Not to mention that this is where you and your loved ones will thrive – so choose wisely.

With so many properties available in the GTA, it pays to draw upon the expertise and intimate neighbourhood knowledge of the agents at Century21city.ca. And as a buyer, you won’t have to pay us a penny – commission is paid out by the seller in the real estate transaction.

2. Financing (Getting a mortgage)

Helpful link: Mortgage Calculator

Obtaining financing is most often a necessity when it comes to buying a home. Dealing with banks can be a difficult and intimidating experience. The best option for a home buyer is to seek the services of an Independent Mortgage Broker. An Independent Mortgage Broker has relationships with all the major banks and can help you in selecting the bank that will grant you the lowest rates.

The mortgage approval process is quick and painless, and can be done over the phone. Best of all, reputable Mortgage Brokers will not charge you a penny for their services! Here at Century21city.ca, we can put you in touch with a Mortgage Broker we know and trust today.

3. Who’s in Your Corner?

Part of our job as Realtors is to make you aware of, and to prepare you for additional challenges that you will meet during the purchasing process. Seeking the advice of outside experts is essential, and we will be able to point you in the right direction when you need it.

During the transaction, it is essential that you be represented by a lawyer specializing in real estate. Taxes such as HST and Land Transfer may be applicable, as well as other hidden fees that you may not know about. A lawyer will be able to advise you in these areas and more. We would be happy to recommend a qualified and trusted lawyer who will protect your interests. 

As we've been saying all along, knowledge is critical when making a purchase this big. If you are purchasing a house, a home inspection provides important answers pertaining to the condition of the building. We work with Home Inspectors on a daily basis, and can put you in touch with an Accredited Home Inspector today.